FREE ASSESSMENT · SCORED AGAINST REAL FUNDER CRITERIA

Find out why funders say no — before they say it.

Score your business against the criteria DFIs, grant programmes and lenders actually assess. 15 minutes. Free.

FUNDING RANGER100,000 – R55,000,000Growth · Capex · Working capital

Your Funding Readiness

78OUT OF 100

Good Progress

You're on the right track! Improve a few areas to boost your score.

Document Checklist

Business PlanReady
Financial StatementsReady
Cash Flow ForecastIn Progress
Pitch DeckNot Started
Corporate DocumentsReady

Quick Readiness Insights

Strategic Clarity
Needs work
Market Readiness
Priority
Financial Structure
Priority
Operational Maturity
Good
ESG & Compliance
Needs work
Investor Pack
Priority

Recommended Actions

Build your market caseHigh
Strengthen cash flowHigh
Improve debt service coverMedium
Complete pitch deckMedium
Update financial forecastLow

Know where you stand

Scored against criteria funders actually publish

Know what's missing

Every gap ranked by impact, not alphabetically

Know before you apply

Fix it before a funder finds it

Four steps. From guessing to fundable.

We don't approve funding. On the DFI and grant side, we make sure that when you apply, nothing in your file is the reason you're declined. On the private side, we introduce you to our PE and alternative lending partners once the numbers hold up.

1

SCORE

See where you stand against real application criteria. 15 minutes, no documents needed.

2

BUILD

Business plan, financial model and investor pack, built to what your target funder actually asks for.

3

FIX

Close the gaps the score exposed, in order of impact. Numbers, governance, structure.

4

APPLY

DFI and grant programmes: you submit, with a file that holds up. Private capital: we position you with our PE and alternative lending partners.

The score is the easy part. This is the useful part.

Every gap, ranked by impact, with the fix next to it.

78OUT OF 100

Fundable — but not by everyone.

Three gaps account for most of the missing 22 points.

Milestone Tracker

Business Assessment
Completed
Financial Analysis
Completed
Document Preparation
In Progress
Clarity Call
Upcoming
Funding Application
Not Started

Top Improvement Opportunities

Improve cash flow managementHigh
Strengthen financial projectionsHigh
Improve debt service cover, DSCRMedium
Build business credit profileMedium

What's in your report

Your score, against published criteria

The documents funders ask for

A financial model that survives questions

Funder fit — DFI programmes, PE partners and alternative lenders

A person to talk it through with

Your score over time

Scored against the criteria that actually matter

Built from the published application requirements of the NEF, SEFA, IDC, DBSA, the DTIC incentive programmes and commercial lenders.

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AboveBusiness is not affiliated with or endorsed by any government funder. We use their published criteria as the scoring index. Our private capital relationships are separate and disclosed upfront.

Doryn Dippenaar, founder of AboveBusiness Consulting

Who's behind the score

AboveBusiness Consulting, led by Doryn Dippenaar. Twenty years of strategic leadership in JSE-listed environments before moving into boutique advisory. 50+ client engagements across manufacturing, food processing, automotive, technology, training and professional services.

We've sat on both sides of the table — inside listed businesses, and across from funders. The scoring model is built from what we've watched get approved and what we've watched get declined.

And if the score finds gaps

Most advisors hand you a report and leave. We don't.

Where the score exposes gaps, we help close them — the business plan that holds up, the financial model that survives questions, and the operational changes that make the numbers true rather than optimistic.

That's the difference between being told you're not fundable, and becoming fundable.

Find out where you stand before a funder tells you.

15 minutes. Free. No documents required.